ratzo P&P Score: 21.36 Stats ratzo IS BEATING THE MARKET TODAY Points: 0.00 (+0.00) Accuracy: 21.43% Annual Return: N/A Average Pick Score: 0.00 About Me Real name ratzo Favorites ratzo has no favorites Groups ratzo has no groups

Highlighted Picks Most Recent   01/01/08 BUY    BAC   $8.20 BK OF AMERICA CP   +0.99% More Picks Most Successful   01/01/08 BUY    DFS   $28.93 DISCOVER FIN SVCS   +19.19% Least Successful   01/01/08 BUY    C   $33.72 CITIGROUP INC   -85.24%

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Open

Start Date	Ticker	Rating	Call	Time Frame	Start Price	Today (change)	End Price	Stock Gain	S&P Gain	Points	End Date	Analysis
01/01/2008	BAC		BUY	Six Months to a Year	$52.50	$8.20 (+0.99%)	-	-84.39%	-7.92%	-76.47
01/01/2008	AXP		BUY	Six Months to a Year	$52.48	$52.52 (+1.68%)	-	+0.08%	-7.92%	+8.00
01/01/2008	WFC		BUY	Six Months to a Year	$36.46	$30.60 (+0.41%)	-	-16.07%	-7.92%	-8.15
01/01/2008	C		BUY	Six Months to a Year	$493.10	$33.72 (-1.30%)	-	-93.16%	-7.92%	-85.24
01/01/2008	GS		BUY	Six Months to a Year	$212.98	$116.14 (-0.15%)	-	-45.47%	-7.92%	-37.55
01/01/2008	HCBK		BUY	Six Months to a Year	$13.00	$6.97 (-0.85%)	-	-46.38%	-7.92%	-38.46
01/01/2008	MS		BUY	Six Months to a Year	$74.42	$20.34 (-0.38%)	-	-72.68%	-7.92%	-64.75
01/01/2008	NYX		BUY	Six Months to a Year	$99.73	$27.77 (-1.23%)	-	-72.16%	-7.92%	-64.24
01/01/2008	COF		BUY	Six Months to a Year	$78.45	$49.12 (+1.69%)	-	-37.38%	-7.92%	-29.46
01/01/2008	DFS		BUY	Six Months to a Year	$26.00	$28.93 (+0.70%)	-	+11.27%	-7.92%	+19.19

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Closed

Start Date

Ticker

Rating

Call

Time Frame

Start Price

Today (change)

End Price

Stock Gain

S&P Gain

Points

End Date

Analysis

01/01/2008

WB

BUY

Six Months to a Year

$52.44

-

$5.54

-89.44%

-38.47%

-50.97

2008-12-31 00:00:00

01/01/2008

BSC

BUY

Six Months to a Year

$129.93

-

$10.00

-92.30%

-8.04%

-84.26

2008-03-24 00:00:00

All

Start Date	Ticker	Rating	Call	Time Frame	Start Price	Today (change)	End Price	Stock Gain	S&P Gain	Points	End Date	Analysis
01/01/2008	WB		BUY	Six Months to a Year	$52.44	-	$5.54	-89.44%	-38.47%	-50.97	2008-12-31 00:00:00
01/01/2008	BAC		BUY	Six Months to a Year	$52.50	$8.20 (+0.99%)	-	-84.39%	-7.92%	-76.47
01/01/2008	AXP		BUY	Six Months to a Year	$52.48	$52.52 (+1.68%)	-	+0.08%	-7.92%	+8.00
01/01/2008	WFC		BUY	Six Months to a Year	$36.46	$30.60 (+0.41%)	-	-16.07%	-7.92%	-8.15
01/01/2008	C		BUY	Six Months to a Year	$493.10	$33.72 (-1.30%)	-	-93.16%	-7.92%	-85.24
01/01/2008	BSC		BUY	Six Months to a Year	$129.93	-	$10.00	-92.30%	-8.04%	-84.26	2008-03-24 00:00:00
01/01/2008	GS		BUY	Six Months to a Year	$212.98	$116.14 (-0.15%)	-	-45.47%	-7.92%	-37.55
01/01/2008	HCBK		BUY	Six Months to a Year	$13.00	$6.97 (-0.85%)	-	-46.38%	-7.92%	-38.46
01/01/2008	MS		BUY	Six Months to a Year	$74.42	$20.34 (-0.38%)	-	-72.68%	-7.92%	-64.75
01/01/2008	NYX		BUY	Six Months to a Year	$99.73	$27.77 (-1.23%)	-	-72.16%	-7.92%	-64.24

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Commentary

BUY: WACHOVIA CP (WB) Start Price: $52.44 Points: -50.97 Created: 01/01/2008 Comments: 0 | Comment ratzo Recs:

BUY: BK OF AMERICA CP (BAC) Start Price: $52.50 Points: -76.47 Created: 01/01/2008 Comments: 0 | Comment ratzo Recs:

BUY: AMER EXPRESS INC (AXP) Start Price: $52.48 Points: +8.00 Created: 01/01/2008 Comments: 0 | Comment ratzo Recs:

BUY: WELLS FARGO & CO NEW (WFC) Start Price: $36.46 Points: -8.15 Created: 01/01/2008 Comments: 0 | Comment ratzo Recs:

BUY: CITIGROUP INC (C) Start Price: $493.10 Points: -85.24 Created: 01/01/2008 Comments: 0 | Comment ratzo Recs:

BUY: BEAR STEARNS COS THE (BSC) Start Price: $129.93 Points: -84.26 Created: 01/01/2008 Comments: 0 | Comment ratzo Recs:

BUY: GOLDMAN SACHS GRP (GS) Start Price: $212.98 Points: -37.55 Created: 01/01/2008 Comments: 0 | Comment ratzo Recs:

BUY: HUDSON CITY BANCORP INC. (HCBK) Start Price: $13.00 Points: -38.46 Created: 01/01/2008 Comments: 0 | Comment ratzo Recs:

BUY: MORGAN STANLEY (MS) Start Price: $74.42 Points: -64.75 Created: 01/01/2008 Comments: 0 | Comment ratzo Recs:

BUY: NYSE EURONEXT (NYX) Start Price: $99.73 Points: -64.24 Created: 01/01/2008 Comments: 0 | Comment ratzo Recs:

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